Welcome to Sunlite Mortgage
Not all mortgage borrowers will qualify for a mortgage through our traditional source – banks, credit unions or trust companies. The mortgage regulations are constantly changing and having a good credit does not guarantee that you will get a first mortgage from these sources as you will need the income to satisfy the GDS and TDS guidelines.
We have access to alternative mortgages from Mortgage Investment Corporations (MIC’s), joint ventures, and individual private lenders who will lend to borrowers that the banks cannot qualify. Having build solid relationship with thousands of lenders and professionals over the last 25 years we pride ourselves in getting your mortgage approved and closes very fast.
We offer residential, commercial, construction mortgages and some of our lenders will go up to 100% LTV on rental, vacation homes or a second property.
Depending on their risk tolerance, some of our private lenders will offer between 65% to 85% LTV of a property and some might even lend as high as 95% of the value of your home.
With lower loan to values (LTV) below 75% and sometime as high as 80% the lenders aren’t as concerned with income as they are with location. Almost all our lenders will qualify you regardless of credit or income. Loan to values higher than 80% might require more information.
Our mortgage lenders will consider the following:
Use this calculator to generate an amortization schedule for your current mortgage. Quickly see how much interest you will pay, and your principal balances. You can even determine the impact of any principal prepayments! Press the report button for a full amortization schedule, either by year or by month.
Calculate NowOur goal at Borrow Loan Company is to provide access to personal loans and education loan, car loan, home loan at insight competitive interest rates lorem ipsums. We are the loan provider, you can use our loan product.
1 Concorde Gate, Suite 702, North York,Toronto Ontario M3C 3N6,Canada
(877) 385-6267
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