What We Offer?
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Committed to making your mortgage approval process stress free and efficient for over 25 years, Sunlite Mortgage is one of Toronto, Canada's leading mortgage brokerages. Our vision is to provide mortgage funding for mortgage borrowers looking for the best mortgage rate regardless of credit and income. We also help investors looking for a higher return on their capital by offering private and second mortgages.
We are experts at what we do, and offering mortgages services for commercial and residential mortgages is what we do best. By keeping up to date with all the changes to the regulatory guidelines, latest trends, mortgage rates, and guidelines of the different companies we deal with, to provide you with solid mortgage advice. If something new comes to market that we think would be of benefit to you, we will alert you and make sure you have the option regardless of your credit and income. Our Agents often get people approved when others don't.
We access the best mortgage rates for our commercial mortgages and residential mortgages from over 100 lenders across Canada and this allow us to get the lowest rates and help you save money so that you can spend it not on high interest rates but on your family. Our in-depth understanding of the various types of mortgages and their unique benefits allows us to advise you as to which ones are the most cost-effective for you and could help you become mortgage free faster.
Whether you are purchasing your first home or refinancing your commercial property or residential property, moving up to a larger home, refinancing your mortgage, consolidating debt, looking for an Equity Line of Credit for personal or business use or an unsecured loan for emergency funds, we have got the right mortgage or loans for you.
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Should you rent or should you buy your home? It takes more than looking at your mortgage payment to answer this question. The first steps in buying a house are ensuring you can afford to place at least 5% of the purchase price of the home as a down payment and determining your budget. This calculator helps you weed through the fees, taxes and monthly payments to help you make a good financial decision.
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